As the popularity of mobile payment has increased, people have realized that it makes more sense to make contactless payments. This is because it eliminates the need for storing credit card information on a computer or on a website and because the transaction does not require the user to physically move from one place to another. This means that they can make purchases anywhere and anytime, using only their own devices.
However, while some people are happy to pay through a mobile device without the need of a card, others find this very inconvenient. They feel uncomfortable about leaving their devices behind, as this would prevent them from making purchases when it is convenient to do so. It is for these people that an application called PdaPay has been developed.
The application is designed in such a way that it requires the user to input the number of their phone line at which they want to make their payment. It then automatically pulls up a list of available ATMs around the country, making the user aware of their location and the availability of a suitable ATM machine. As they input their phone number, PdaPay will calculate how many cards are left in their wallet. Once the user has confirmed the amount to be deposited, the application will prompt them to insert the card into the machine and allow the transaction to go through automatically.
This makes it easier for people to make payment and gives them the opportunity to spend time doing other things. There are no more hassles like remembering to have the card with them at all times, and there is no need for them to carry around cash when they are out shopping. This makes the mobile payment process even more attractive.
The application developers say that the application will allow people to avoid unnecessary expenses and hassles associated with credit cards and their associated fees. It also avoids the need to store credit card information on the user’s device for a long time, as a result of which the user is unable to make transactions. This is beneficial in the sense that it means that the user will not have to wait for his or her credit card to arrive. This is because the payment is made instantly and there is no need to wait for the card to be scanned or to be inserted into a device.
The developers claim that this form of payment will provide users with a safer option. This is because all the data is stored within the application and so it is not necessary for the device to store any information on a personal computer or even on the user’s mobile phone. In the event that the person loses his or her phone, the information is safely encrypted and the data is not recoverable.
There are a few drawbacks to this form of payment, however. These are the fact that most mobile users do not prefer to make payment on their mobile devices and they have not been able to purchase goods directly from the company store and they may not always receive a confirmation of their payment. This is because the mobile payment system is not yet available on all stores.
In some cases, a fee will have to be paid for the mobile payment and a person cannot make payment directly from the company store. However, this does not mean that people cannot use this payment process for other purposes, and most people enjoy it as it does not affect their daily routines as it is used by thousands of consumers every day.